The Benefits OF Fidelity Life

Fidelity provides a user-friendly online experience that takes the hassle of dealing with high-pressure salespeople out of purchasing life insurance. After you explore your life insurance options at Fidelity’s site you might not necessarily opt to go with their product, but you will leave with a great idea of what to look for in a term life insurance policy. Compared to some other leading insurance providers, Fidelity doesn’t have a large variety of policies. However, they do make up for the deficiency with an abundance of retirement and investment strategies that can help round out any retirement, legacy or estate plan. Standout Features Term life insurance policies starting at $250,000 of coverage Online quotes and insurance need calculators Financial planning services for retirement Informative articles and learning center Fidelity’s term life insurance is nothing you haven’t seen before—it covers you for a sum of money in the event that you should pass away. In the event of your death, benefits are generally paid out to relatives tax free. Fidelity term life insurance only covers you for the period you arrange upon entry into a contract. Because premiums are constant for the life of the policy, it is most advantageous to select a long-term policy and continue paying premiums well into the future. Given that Fidelity’s quotes are low, we recommend this option to young prospective life insurance investors in particular. Your ultimate premium will be dependent upon your health, lifestyle and current physical health. With Fidelity’s online quote tool, you can get an idea of your premium in mere seconds—this is a great tool for planning as well as for just shopping around. Fidelity does not offer whole, universal or any other life insurance policy that accrues cash value. For the customer more interested in building equity and planning for retirement, Fidelity offers IRAs, retirement funds and annuities. “Diversified portfolio” has been the mantra of sound investment strategy for over a decade now. With diversity in mind, life insurance is not a magic bullet as far as securing your family’s future, your own retirement or fortifying the college savings fund. Fidelity’s other services help to round out any investment strategy by offering retirement funding, saving accounts and college funds. Fidelity’s online experience is unrivalled and managing your accounts online is ridiculously easy. You can track gains and losses on customizable charts and configure email notifications to keep a tab on your earnings while away from the computer. Fidelity’s live staff is generally helpful and thankfully, their automated telephone system typically doesn’t leave you hanging in limbo for more than a few minutes.